Expanded Short Term Health - Quote short term
So...we need a short term health plan.
We either need to cover a gap in coverage
Or
We want to use the new Trump expansion as a work around for ACA health plans up to 364 days.
Of course, make sure you are not eligible for a tax credit on the ACA market first..
It's also good to understand the difference between ACA Obamacare plans versus short term here.
If it's still the right fit, let's look at the quoting and rates with short term.
Otherwise, jump right to the topic regarding quoting and enrolling:
Let's address each of these.
Please contact us with any additional questions at 800-320-6269 or by email.
The short health plan rates are based on:
The rate will go up as we get older.
Area also affects the plans and rates available.
It even affects the carriers available.
You can quote the major short term carriers above.
Each short term health carrier will have an application fee.
If you think there may be an issue with one of the health questions, check with us first.
The application fee is for the full term.
For example, if the max duration is 90 days, there is one application fee for the 90 period even though you can cancel month to month.
Short term health plans may not be quoted in every State.
Below is a list but run the quote as we expect a lot of changes coming up with
the recent changes to the law.
The rate shown is the monthly rate even if the max duration is 90 or 364 days.
The quote will still be for a 30 day block.
If we're quoting two adults, the rate will take into account each person's age separately.
The final quote shown above will reflect the sum of those two rates.
Since each member is individually quoted, there is no benefit to splitting the policies.
Plus, you would have two application fees!
Short term plans are simplified issue.
They either approve or decline based on health.
There is only one rate for a person based on area, age, and plans selection.
Currently, we have the following short term carriers to quote:
As we get ore carriers with the recent expansion, we'll make sure to add them to this quote page.
Whether 90 days or 364 days, the rate shown is monthly.
The 90 or 364 days is just maximum duration we continue with the plan without having to re-apply based on health.
We can always cancel month to month.
Yes depending on the carrier. The standard rule is age 2 through 18 may have short term health options.
Yes!
The rate quoted above is absolutely the best available on the market!
Which brings up another great question...
NO!
That's 25+ years experience quoting short term at no cost to you.
Call 800-320-6269 or email us with ANY questions!
This really depends on your age, area, and the plan selected.
Keep in mind, in many States, we may only have one carrier to choose from!
Check out the State list above and feel free to run the quote above to see if it's changed.
There are lots of changes in the short term health market right now.
If you do have access to both carriers, run a quote on both with the following criteria:
This way, we can compare apples and apples (relatively speaking).
There are lots of options available so we're happy to help you compare.
Both carriers now have critical illness and accidental health plans which pay you if benefits are triggered.
This can offset big deductibles and max out of pockets!
You want the rates!
That's why you're here.
You can quote those right above.
If you have any questions on how to read the quote or compare the plans...
That's what we're here for!
How can we help you!
Again, there is absolutely no cost to you for our services. Call 800-320-6269 Today!
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